SIP Calculator
Investment Projection
Your investment will grow by 94% over 10 years through the power of compounding!
Growth Visualization
Yearly Growth Breakdown
| Year | Invested | Value | Gain |
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Why SIP is Your Best Investment Strategy
Discipline Pays
Market downturns are opportunities! When markets fall, your SIP buys more units at lower prices, setting you up for higher returns when markets recover.
Long-Term Vision
Focus on your goals - retirement, home, children's education. Short-term market noise fades away when you keep your eyes on the bigger picture.
Start Now
Every year you delay costs you lakhs! A 5-year delay in starting a ₹5,000 monthly SIP can cost you over ₹15 lakhs in 20 years.
Success Story: The Power of Patience
Meet Rajesh, who started a ₹3,000 monthly SIP in 2010. Despite market crashes in 2020, he continued his SIP. Today, his ₹43.2 lakh investment is worth over ₹1.2 crores! His secret? He never stopped, never timed the market, and trusted the process. Consistency beats perfection every time.
Cost of Delaying Investment
Starting at Age 25:
₹5,000/month for 35 years
Final Value: ₹7.79 Crores
Starting at Age 30:
₹5,000/month for 30 years
Final Value: ₹3.53 Crores
Delaying by just 5 years costs you ₹4.26 Crores! Time is your biggest asset.
Expected Returns by Fund Category
Equity Funds
10-12%
Higher risk, higher potential returns. Best for long-term wealth creation.
Hybrid Funds
7-8%
Balanced approach with moderate risk and steady returns.
Debt Funds
6-7%
Lower risk, stable returns. Good for conservative investors.
Important Disclaimers
- Returns are not guaranteed; mutual fund investments are subject to market risks.
- Past performance is not indicative of future results.
- Please read all scheme documents carefully before investing.
- Consult a SEBI-registered investment advisor before making investment decisions.
- This calculator is for illustrative purposes only and should not be considered as investment advice.